There’s really no other way to say it. No matter how much money you make or how successful you are as an investor, the real key to financial independence is to spend less than you earn. And the greater your savings rate, the sooner you’ll reach that goal of financial independence. When you spend less […]
Saving
Personal Capital Review: Tracking Your Expenses Saves Money
After reading a few reviews and recommendations, I started using Personal Capital a while back and immediately realized what a great product it is. If you are not doing so already, I highly recommend that you start tracking your expenses right away. And Personal Capital is a great tool for this purpose. While there are other […]
Suffering From Perfectionism or Procrastination?
We are all guilty of procrastination at one time or another. The behavior of repeatedly putting off doing something now and instead planning to do it in the future. There are plenty of reasons to justify why we procrastinate – fear of failure, instant gratification, perfectionism – but whatever the reason, the result is the […]
Save Thousands More by Changing Your Focus
Like a good Financial Slacker, you are diligently tracking your expenses with Personal Capital. But even so, you don’t seem to be saving much money. Maybe that’s because you are focused on the wrong things. Save thousands more by focusing on the right things. While it’s easy to see savings opportunities in all those small […]
Easy To Spend, Makes It Hard To Save
It is so easy to spend money. Not only are there great things out there to spend your money on, but merchants have perfected the art of making it easy to spend as well. And if you’re focused on financial independence, you know one big step in that direction is to save as much as […]
Retirement Pitfalls to Avoid
Are you prepared to navigate the maze of retirement pitfalls that you may encounter along your road to financial independence and early retirement? I understand that everyone wants to retire by the age of 35. But realistically, for many (or most) people, that is not an option. If you start working at the age of 25 […]