As the holiday seasons ramps up into full gear on this Black Friday, one of the most popular shopping options is Amazon. I am a big fan of Amazon. At least from a convenience perspective, Amazon has evolved into a great company. With features such as free 2-day shipping, free returns, and an easy to […]
Spending
Spend Less Than You Earn…Or Stop Complaining!
There’s really no other way to say it. No matter how much money you make or how successful you are as an investor, the real key to financial independence is to spend less than you earn. And the greater your savings rate, the sooner you’ll reach that goal of financial independence. When you spend less […]
Get Smart About Credit Day – Raising Awareness
October 20th is Get Smart About Credit Day. Sponsored by the American Bankers Association, Get Smart About Credit is “a national campaign of volunteer bankers who work with young people to raise awareness about the importance of using credit wisely.” To be honest, before the morning news mentioned it this morning, I had never heard […]
Spending Money is a Choice
In a fun way, the behavior in the video below touches on the mentality behind why so many people have such a difficult time-saving and such an easy time spending money. The question is, why do we behave this way? Certainly the prevalence of advertising plays a role. It’s not difficult to find the latest […]
Labor Day Activities that Don’t Cost Much
Here in the United States, today is Labor Day. Considered the traditional end of summer, there’s an interesting history behind Labor Day. The holiday actually started as an uprising against unfair working conditions as the US transitioned from the agricultural era into the industrial revolution. We are experiencing similar growing pains again. I believe that much […]
Save Thousands More by Changing Your Focus
Like a good Financial Slacker, you are diligently tracking your expenses with Personal Capital. But even so, you don’t seem to be saving much money. Maybe that’s because you are focused on the wrong things. Save thousands more by focusing on the right things. While it’s easy to see savings opportunities in all those small […]